/ Our Transition


We have some very exciting news to share with you.

We are now a fully-fledged Financial Services Group. Guaranty Trust Holding Company Plc (“GTCO Plc”) has been listed on the Nigerian Exchange (NGX) Limited and the London Stock Exchange, replacing Guaranty Trust Bank Plc. GTCO Plc will operate as the parent company of all Guaranty Trust banking businesses across Africa and the United Kingdom as well as other non-banking businesses which we will establish following our transition.

This development is very exciting to us because transitioning to a Holding Company Structure enables us to create more value for you, deliver better results for all our stakeholders and further enrich lives in the communities wherein we operate.

In anticipation of some of the questions that you might have, we have put together the following information for you.

Making financial services work for you goes beyond banking, and so should we. As part of our long-term strategy, we are entering the next phase of our growth wherein we want to create and drive innovative financial solutions that go beyond banking. In order to do so, we were legally required to adopt a holding company structure, which we have now completed. This means we are able, ready, and well-positioned to help you achieve the full breadth of your financial goals, in ways we were limited, as a bank.

The name, Guaranty Trust, remains the same legally and in all our banking operations. The bank will, however, transition from a Public Listed Company (GTBank Plc) to a Limited Liability Company (Guaranty Trust Bank Nigeria Ltd) with Guaranty Trust Holding Company Plc (GTCO Plc) as the parent company.

Yes, we will change our logo from GTBank to GTCO, following the listing of GTCO Plc as the parent company of our banking businesses in Nigeria, across other African countries as well as the United Kingdom.

Our transition to a holding company structure will have no effect on your status as a customer of Guaranty Trust Bank Nigeria or any Guaranty Trust Bank subsidiary across Africa and the United Kingdom. The transition will also not affect our banking operations in any way; you will continue to have unrestricted access to all our banking products and services in the same manner as you did before the transition.


As a Holding Company, GTCO Plc will set up new businesses that will offer you more value beyond banking. As your bank, we have always been committed to serving you simpler, cheaper and faster. With the new Holding Company Structure, we will be able to go past our previous limits to play a deeper role in making life simpler and more enriching for you.

Nothing really, all our banking services are fully available and all our branches are open to serve you. There is one thing that we would like you to continue to do for us though, and that is to remain confident in our ability to serve you. We do not take your trust lightly, and we remain committed to offering you simpler, better and more efficient financial solutions, in these uncertain times and beyond.