Funds Management

Guaranty Trust Money Market Fund is a low-risk open-ended unit trust scheme with competitive returns. It is a diversified portfolio with investments in quality money market instruments.​ This fund is regulated by the Securities and Exchange Commission (S.E.C)

Year-on-Year returns:

• 2020: 6.17%
• 2021: 6.52%
• 2022: 7.18%

Features:

• Minimum amount: N1,000
• Minimum hold period: 30 days
• Management fee: 1% of net asset value (NAV)
• 2023 YTD (year to date) return: 10:25%

Guaranty Trust Fixed Income Fund is a guaranteed principal investment that is particularly suited for Investors who are seeking for safety of funds, regular income, and capital growth over a long period.​ The Fund is benchmarked against the Central Bank of Nigeria’s Standing Deposit Facility (SDF) rate.​

Year-on-Year returns:

• 2020: 7.25%
• 2021: 6.53%
• 2022: 6%

Features:

• Minimum amount: N50,000
• Minimum hold period: 180 days
• Management fee: 50% of the excess return of above SDF
• 2023 YTD (year to date) return: 6.0%

Guaranty Trust Equity Income Fund provides regular income and long-term capital appreciation from investments in equities.​

This is achieved by investing in dividend knights, which are quoted on The Nigerian Stock Exchange, where the issuers have an investment-grade rating from a credit rating agency registered by the Securities& Exchange Commission (SEC) and fixed-income securities approved by SEC.​

Year-on-Year returns:

• 2020: -8.20%
• 2021: 29.64%
• 2022: 2.06%

Features:

• Minimum amount: N5,000
• Minimum hold period: 180 days
• Management Fee: 1.5% of Net Asset Value (NAV)
• 2023 YTD return: 38.75%

Guaranty Trust Balanced Fund was created to maximize long-term capital growth and maintain regular income distribution. It is a balanced portfolio with investments in equities, fixed income and money market.​

Year-on-Year returns:
2020: 1.85%
2021: 20.40%
2022: 8.09%

Features:

• Minimum amount: N10,000
• Minimum hold period: 91days
• Management Fee: 2.0% of Net Asset Value (NAV)
• 2023 YTD return: 23.90%

Dollar Fund seeks to provide investors with a bias for Dollar-denominated Securities which ordinarily would be inaccessible to them by virtue of the minimum amount typically required to make such investments.​

Year-on-Year returns:

• 2021: 7.48%
• 2022: 3.19%

Features:

• Minimum amount: $500
• Minimum hold period: 180 days
• Management Fee: 1.5% of Net Asset Value (NAV)
• 2023 YTD return: 6.38%